Investing Shouldn’t be a Solo Expedition
While most of us invest in stealth mode and to some extent have developed adequate financial self-efficacy to go it alone, we don’t share this personal expedition with others. We
Taking Stock of the Uninformed Investor
A significant number of Americans claim they never invest. And yet, an amount is deducted from their paycheck every week or two contributing to a retirement plan. Older generations (parents)
Outdated Technology
All of us are still using some form of outdated technology whether we realize it or not. Landline phone, cable/Dish/Direct TV, ethernet cables, clock/CB/ham radio, fax machine printers, walkie talkies.
Financial Security Doesn’t Multiply into Financial Securities
There is a richness yet confusing aspect to the English language where words have different meanings depending on the context. It is why context is so important. Financial security is
Financial Independence Isn’t the End Point
Financial security is a need with independence as the reward, the end point of the working-hard-for-many-years goal accumulating enough financial assets to live off for the rest of your life.
Exponential Growth Over Time
What is often referred to as the “power” or “magic” of compounding interest is actually a difficult concept for most people to comprehend. It’s slow, silent, boring and intangible. Not
Influential Connections
There is so much missing context. Much of the online financial content is presented in video format where the goal is attention (views) with enticing titles to hook and draw
Financial Security
What does this actually mean? Some feel it at the most basic level of not having to worry about the number of groceries they buy and some never feel it
Time, Super Blooms and Wildfires
Historical rates of return in an entirely new context. A super bloom as captured in the featured photo, is a rare botanical phenomenon where an unusually large number of wildflowers
The Financial Connection
You can learn about money and finances your entire life and never make it to the next level. It’s not until you connect the core principles (dots) that the next
Your Private Sanctuary Gone Public
Your private sanctuary has gone fully public with the newest twist in online home listings. Legendary Kim Komando wrote in a recent newsletter that Homes.com publishes the mortgage details of
The Time Value of Money
This is one of the most if not, the most important concept to understand of how money works. I wrote about it before the widespread accessibility of AI in The
The Intangible Reward
Most of us are driven by tangible rewards, toys, ice cream and stickers when we were kids, good grades, a prize or trophy when we were teens, a monetary bonus,
Connecting and Disconnecting the Dots
Connection like security has different meanings and context. We all strive to stay connected to our family and friends. There’s also community, church, school, those we work with and other
The Polysemy of Security
If you ask someone to describe security, you will invariably receive an array of answers. It is a polysemy, a word with many possible meanings within different contexts and perspectives.